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Miniature collectibles are wonderful to collect and display. A miniature collection is a great investment since it has the potential to grow in value. It is also a rewarding hobby on a personal level. The monetary value of a miniature collection as well as the sentimental value makes it important to consider purchasing special insurance to protect your collection. 1) It can be tempting to rely on homeowners insurance to cover a miniatures collection. This is not always a good idea. Homeowners insurance only covers a minimal amount for personal belongings. The majority of the policy is set to cover the cost of replacing the building. At most, 50% of the policy may be allocated to personal belongings. Then, only 10% of that may be used to cover the collection. This is likely not enough to replace a valuable collection. 2) Private collectible insurance is a good idea if a collection is valuable both monetarily and emotionally. It is a personal choice whether or not to insure the collection. There are some vast differences between collectible insurance and homeowners insurance. Separate collectible insurance will generally cover the replacement value of the miniatures as well as providing compensation if a piece is lost, stolen, or broken. The majority of homeowners insurance will require a deductible that may be more than an individual piece of the collection is worth. 3) It can be difficult to estimate how much coverage is needed to cover an entire dollhouse miniature collection. It is necessary to consider how much each piece would cost to replace. It is also necessary to consider future purchases that will be added to the collection. Private collectible insurance companies will often provide a certain percentage increase on a regular basis to provide for new purchases and increased value of the collection. It may be difficult to take a complete inventory of the collection, but it will be helpful in determining the replacement value. 4) The cost of collectible insurance is derived from many factors regarding the miniature collection. The first is obviously the value of the collection. Another factor includes whether or not the collectibles are being kept in a secure location such as a safe or in a home with an alarm. There are certain other considerations that may lower premium costs including the heating and cooling system in the home where the collection is located. While these do not necessarily need to be met to acquire collectible insurance, it will lower the premium. It is important to weigh the cost of insuring a collection versus the cost of losing the collection and not being able to replace it. While nothing may ever happen to a collection, there is always the possibility. The cost of the insurance is definitely worth the peace of mind. A dollhouse miniatures collection should be treasured and preserved. About the Author Learn more about the fascinating world of miniatures. For a great selection of doll houses and Doll House Furniture pieces from top miniature companies, visit www.TheMagicalDollhouse.com today.Video About Set Dollhouse Miniatures
Tea set with tray 3 of 4 Miniature Polymer Clay Teapot
Find your Set Dollhouse Miniatures on eBay today
MS Doll House Miniatures Knitting Set
US $5.25
Miniature TALL Burlap Sack Fish for DOLLHOUSE Setting
US $8.98
Dollhouse Miniature Color Ceramic 24 48 Coffee Set CA1A
US $11.99
Dollhouse Miniature Set of 3 Terracotta Resin Urns
US $9.99
Dollhouse Miniature Turtle with Lilacs Tea Set
US $16.99
Dollhouse Miniature Silverware Place Setting for 2
US $2.99
Dollhouse Miniature Set of 12 Christmas Tree Ornaments
US $2.99
Dollhouse Miniature Set of 3 White Plastic Skeletons
US $1.99
Dollhouse Miniature Artisan Breakfast Set
US $64.99
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Royal Albert Old Country Roses Le Petite 9-Piece Tea Set $59.95 The best selling dinnerware pattern in the world! The nostalgic warmth of Old Country Roses has stood the test of time. The cluster of roses almost fills the air with a sweet smell. Available in every serving piece and giftware imaginable. Old Country Roses is a pattern to be cherished.... |
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Reutter Porcelain Miniature Gold Blue Onion Tea Set Reutters Porcelain Dollhouse Gold Blue Onion Tea Set Designed for the 1:12 scale miniature setting.Through the years the MW Reutter Porcelain Company in Germany has gained an international reputation for fine quality tea sets, miniatures & giftware. Their scale miniatures are unique works of art for collectors of all ages!... |
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Miniature Cup And Saucer Set $14.95 A captivating gift for any collector of porcelain reproductions, we offer you this miniature cup and saucer set. The three delightfully patterned cups with matching saucers are carefully hand-painted, and each comes with their own display stand to show them off individually, or as a grouping. 9 pieces. Displayed cup and saucer is 4 inches high.... |
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Package of 12-2 Unfinished Wooden Buckets for Crafts, Party Favors & More $17.88 Package of 12-2" Unfinished Wooden Buckets for Crafts, Party Favors & More... |
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Dollhouse Miniature Wood Croquet Set $3.99 Miniature Croquet Set - Designed for the 1:12 scale Dollhouse Miniature setting. Measures: 2 in wide x 2 1/2 tall at the tallest point x 3/4 in wide . The clubs are removable the crouquet balls are not. It is made of painted wood by International Miniatures.... |
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Dollhouse Miniature Croquet Set ... |
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Battery Operated 20 LED String Lights on Silver Wire 7ft Long. For Use in Floral Arrangements Party, Wedding Decorating and More $3.46 These battery operated LED Rice string WHITE lights are perfect for use in floral arrangements (not waterproof) party decorating bridal bouquets cake tops doll houses miniatures Christmas trees wreaths costumes and whatever your imagination comes up with. 20 Steady Burn White LED Lights on a 7 Foot Silver wire. Operates on 3 "AA" batteries (not included) with at least a 15 hour operating time.... |
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Dremel 692 6-Piece Router Bit Set $26.75 A valuable addition to any woodworker's Dremel rotary tool, the Dremel 692 6-Piece Router Bit Set includes six high-speed router bits made from high-grade steel. Conveniently packaged in a reusable plastic case, these bits are ideal for routing, inlaying, and mortising wood and other soft materials. Ideal for a wide range of light to medium hobby, repair, and renovation jobs, this set ensures that... |
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